Social Security
Click on Icon above and go to their home page to find out about benefits, how to apply and download forms.
This is a breakdown of the important things you should know regarding ssn.
Being totally disabled means:
-
Unable to perform any substantial gainful activity
-
By reason of a medically determinable impairment
-
That has lasted, or is expected to last, at least one year, or result in death.
The focus is on "function"
The Programs- Social Security Disability
-
Must be totally disabled;
-
Worked and paid FICA taxes for at least 20 quarters of the 40 before onset of disability;
-
Monthy benefits to claimant and eligible dependents;
-
Annual COLAs;
-
Medicare eligibility 29 months after onset date;
-
Protects retirement account.
Supplemental Security Income (Title XVI)
-
You must be totallydisabled;
-
Must be indigent-single indivdual can not have more then $2000.00 in non-exempt resources;
-
2003 benefit level is $552.20 per month- still about 25% below poverty level;
-
Spouse's assets and income are deemed;
-
Medicaid and food stamps.
The Analysis (How to climb the SSA ladder)
-
Involved in SGA?
-
Severe Impairment?
-
Meet or equal the listings?
-
Able to perform past relevant work?
-
Other jobs considering age, education, work skills and residual functional capacity?
Sarcoidosis
-
No listing for Sarcoidosis.
-
Look to the systems involved with disease.
-
Lungs-Pulmonary function tests; arterial blood gases.
-
Do medical records reflect symptoms such as fatigue and dyspnea?
-
Side-effects of treatment.
Step 5: Ability to function at other work.
-
Focus is on residual function capacity- what activities can be performed despite the impairments?
-
Medical records must document symptoms.
-
Issue is ability to work 5 days/wk; 8 hours/day.
-
Side effects of treatment?...Pain, fatigue, depression?
These Claims can be won!
-
Must be seeing doctors regularly.
-
Must be describing symptoms.
-
Seek medical health counseling, if needed.
-
Persevere!!
Clinical records are the focus
-
Medical records must document symptoms.
-
Medical reports- Doc needs to be supportive.
-
Specialists v. Generalists.
-
Objective v. Subjective symptoms.
How to apply for benefits
-
Initial application
-
Reconsideration
-
Administrative law judge hearing
-
Appeals court
-
United States district court
-
United States court of appeals
Cutting through the red tape
- Whenever possible, go to District Office.
- Send all mail cerftified, return receipt requested.
- File all appeals AS SOON AS POSSIBLE.
- Keep SSA advised of address changes, medical condition.
- Keep copies of all paperwork.
Continuing disabilty reviews (CDRS)
- Issue is "Medical improvement sufficient to allow return to work"
- Millions to be reviewed
- More SSA surveillance
Returning to work: Title II (SSDI) rules
Trial work period
- Can be paid for work and still collect benefit check.
- Allowed 9 months out of any 60 month block of time.
- $570.00 in gross income is a trial work period month.
- Will increase annually with cost of living.
- Obligation to report to SSA.
Additional protection after trial work period
Extended period of eligibility
- Lasts for 38 months after TWP.
- If less then $800/month benefits continue.
- Extended Medicare.
Supplemental security income (Title 16) Rules
- Work income offsets benefits.
- After $85.00 exclusion SSI grant is reduced by $1.00 for every $2.00 earned.
- Additional exclusions for impairment-related work expenses.
- PASS programs can be set up with the local office.
- Avoid overpayments: Report to SSA.
What is "Work" and what are "Earnings"
- Sheltered workshop
- Sympathetic employers
- Job coaching
- Impairment related work expenses
Recent Updates
- "Ticket to work" gives choice of vocational rehabilitation providers and programs; No CDRs while enrolled.
- OHA backlogs increasing nationwide
- www.ssa.gov
- www.fibrohugs.com (USA Law button); also American Pain Foundation "Pain Aid" website
This document was written by Jeffery A. Rabin & Associates, LTD (A law firm that specializes in SSN cases and appeals).