Consumer Protection, FACTA and Bank Lobbying

Over 100 FACTA Lawsuits Filed in California Against Businesses Businesses should realize that even though the suits were filed in California, FACTA is a Federal law, and all companies doing business throughout the U.S. need to comply

Plaintiffs Filing FACTA Class Action Lawsuits Across the Country Do Your Credit and Debit Card Receipts Comply?

Privacy is under siege by big banks and retailers who are seeking to exploit a loophole in the registry Anti-Telemarketing Laws Under Attack

Critics contend banking deregulation could stifle consumer choice, as they believe it would promote massive consolidation in the industry. In addition, the House and Senate are at odds on consumer privacy provisions within their different banking overhaul measures Banking Deregulation

Summary of FACTA - Several provisions in FACTA will be beneficial to consumers, but they come at the expense of preempting state law in several areas NCLC

FACTA, The Fair and Accurate Credit Transactions Act- Consumers Win Some, Lose Some Privacy Rights

The Corporate Campaign Against Consumer Class Actions - At least 100 major corporations and pro-business associations have banded together to spend millions of dollars and to employ at least 475 lobbyists to make sure that class-action legislation is tilted in their favor Public Citizen

Lobbying & Lying To Save the CAI's California Foreclosure Factories - Can you explain why you lend the name and reputation of U S Bank and U S Bancorp, and pay fees that finance the anti-homeowner lobbying activities of CAI foreclosure lawyers and managers? AHRC

Updated Information on Credit Issues, Privacy and Consumer Rights Guard My Credit File

Will anyone ever be able to get rid of the bank lobby in Washington? Why you shoul be concerned about what the banks do Associated Content

BANKS AND CONSUMERS The Nader Letter

Defrauded Consumers Call for Defeat of Pro-Business Class Action Legislation in U.S.Senate Public Citizen

Anti-Consumer Class Action Bill Flying Through Congress On The Hill

In response to the unfair, anti-competitive and widespread surcharge, the Congress and over half the states sought, unsuccessfully, to ban surcharges between 1996-98. Not surprisingly, the powerful bank lobby was able to stymie these surcharge repeal efforts ATM's Always Taking Money

Local Rebellions Against Unfair Surcharge Spread ATM Fee Backlash

CEO's letter urging amendments to FCRA CEO Letter to Senate

Group Protests Citigroup's Anti-Privacy Lobbying By Skywriting CEO's Social Security Number - protest of Citigroup-backed legislation in the U.S. Senate which would gut state privacy laws Consumer Watch

Changes to the Fair Credit Reporting Act: Important Steps Forward at a High Cost With passage of HR 2622, the Fair and Accurate Credit Transactions Act, Congress significantly amended the Fair Credit Reporting Act (15 USC 1681 et seq.), which provides consumer protections regarding the use, accuracy and privacy of consumer credit reports Consumers Union

Bank of America Called On To Stop Unfair Business Practice- Initiative Funded By Bank Is "Get Out Of Jail Free" Card for Company - The activists carried a giant "Get Out of Jail Free" card, made out to Bank of America in the amount of its $100,000 initiative contribution, symbolizing the bank's attempt to avoid accountability for its illegal behavior Election Watch

BEWARE... due to amendments to the FCRA (FACTA) that will be implemented by the end of the year or so, we will no longer have our constitutional right of access to the courts! No, the states won't either! It seems that they have slipped that into what they tout as a stronger FCRA which affords us a free credit report every year and mandates that they must do more in depth investigations (yea, right) and "allows" us the right to dispute with the furnisher as opposed to just the cra's.  Another Credit Nightmare

Feinstein and Boxer want to amend the Fair Credit Reporting Act by closing loopholes that allow large corporations to share extremely personal information with affiliated businesses. Representatives of the financial industry are fighting that change Banking Lobby Feels the Heat

In effect, customers are often locked out of the safety of the bank lobby, and, therefore, totally subjected to the security preparations or lack thereof, dictated by bank management Security Solutions for ATM’s

Davis' proposed changes would lower the fines for breaking the law, eliminate the ability of people to sue a bank or insurance company that illegally traded private information, and allow addresses and phone numbers to be sold to telemarketing firms without getting a customer's permission Governor bows to business lobby

Credit card companies have power over the entire Congress. Absolutely. The banking committees are usually dominated by members from the states where the credit card companies and the other banks do businessSecret History of Credit Card

Oversight Hearing On Abusive Credit Card Industry Practices: 5) Detailed Discussion of Some of the Worst Documented Abuses: Includes US Bank PIRG

Take Action to Fight OCC - State's PIRG campaign to end extra ATM fees Stop ATM Fees

Consumer Program - Campaign To Outlaw Unfair Bank Fees Texas PIRG

Five national banks---Bank of America, Firstar, Metrobank, U.S. Bank, and Wells Fargo---challenged the ban in a lawsuit filed last year. The banks were supported in court by the Office of the Comptroller of the Currency (OCC), the federal agency that regulates national banks....The appeals court sided with the OCC and concluded that states have little or no authority to regulate ATMs operated by national banks COURT LIFTS IOWA SURCHARGE BAN

Comments on FACTA Disposal Rule Privacy Rights

Bank-Friendly Bill Before Committee Errors of omission (it's all for the banks, nothing for consumers)U.S. PIRG

2004 Annual Credit Card Survey uncovers increases in anti-consumer practices Consumer Action

HB162 is anti-consumer. Why do banks hide their agenda behind the name "Resolution. Alliance for Strong Banks & Credit Unions"? ULCU

The OCC and national banks:

Complaints and information about the Office of the Comptroller of the Currency and the war against consumers OCC and national banks such as US Bank

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